# Shorepeak Credit > Shorepeak Credit is a small-business funding service at 310 12th St W, Bradenton, FL 34205 (phone (941) 384-3223). It helps businesses in Bradenton, FL and across Manatee County, Florida, explore working capital, business term loans, business lines of credit, inventory financing, equipment financing and leasing, and merchant cash advances. Shorepeak Credit passes business funding requests to funding partners; each partner makes its own credit decision and sets its own rates and terms. Shorepeak Credit is not a lender, approval is never guaranteed, and a merchant cash advance is not a loan. Shorepeak Credit does not arrange personal, payday, auto title, mortgage, startup or SBA loans, does not offer grants, and does not arrange funding for trucking. Key facts: - Business type: small-business funding service (not a lender) - Address: 310 12th St W, Bradenton, FL 34205, United States - Phone: (941) 384-3223 - Apply: https://shorepeakcredit.com/apply/ - Service area: Bradenton, FL and all of Manatee County, Florida - Language: English ## Funding options - [Business Loan Options for Bradenton, FL Owners](https://shorepeakcredit.com/business-loans/): Shorepeak Credit, a small-business funding service in Bradenton, Florida, sets six funding shapes side by side on this page: how each is paid back, what may secure it, what it pays for and what partners review. Each money purpose links to its own product page. - [Working Capital Financing for Bradenton, FL Businesses Across Manatee County, FL](https://shorepeakcredit.com/business-loans/working-capital/): Shorepeak Credit, a small-business funding service in Bradenton, Florida, explains working capital financing for Manatee County owners: what it pays for, short versus longer terms, how an amount is sized from deposits, payroll uses, and the records a partner reads before an offer. - [Business Term Loans in Bradenton, FL: Uses, Terms and Paperwork](https://shorepeakcredit.com/business-loans/term-loans/): Shorepeak Credit, a small-business funding service in Bradenton, Florida, explains business term loans for Manatee County owners: buying an existing business, expansion and growth loans, amortization, what partners compare, and the records behind a request, with worked examples labeled as invented. - [Small Business Line of Credit in Bradenton, FL, Explained](https://shorepeakcredit.com/business-loans/line-of-credit/): Shorepeak Credit, a small-business funding service in Bradenton, Florida, explains business lines of credit for Manatee County owners: how draws, limits and renewals work, commercial lines versus term loans, the draw period, what partners require, and lines for uneven months, with an invented worked example. - [Inventory Financing in Bradenton, FL: A Local Overview](https://shorepeakcredit.com/business-loans/inventory-financing/): Shorepeak Credit, a small-business funding service in Bradenton, Florida, explains inventory financing for Manatee County retailers and parts sellers: how stock-secured funding works, business loans and lines of credit to buy inventory, the records partners read, and a worked restock example with invented figures. - [Bradenton, FL Equipment Financing](https://shorepeakcredit.com/equipment-financing/): Shorepeak Credit, a small-business funding service in Bradenton, Florida, explains equipment financing by equipment type for Manatee County owners: gym and fitness machines, food trucks and trailers, landscaping equipment, construction and heavy equipment, and dental chairs and imaging, with lease-or-buy notes and used equipment reviews. - [Merchant Cash Advance in Bradenton, FL and Manatee County, FL](https://shorepeakcredit.com/merchant-cash-advance/): Shorepeak Credit, a small-business funding service in Bradenton, Florida, explains merchant cash advances for Manatee County owners: how a purchase of future receipts works, holdbacks and factor rates, revenue-based financing compared, salon and landscaping examples with invented figures, credit reporting and how to request one. ## Industries - [Bradenton, FL Business Loans, Industry by Industry](https://shorepeakcredit.com/industries/): Shorepeak Credit, a small-business funding service in Bradenton, Florida, groups funding notes by industry: health care, personal services, food and drink, construction, building services, retail, auto, care and lodging, professional services and other businesses. Fourteen industries have full pages; the rest have a short note here with Manatee County Census counts. - [Construction Business Loans for Contractors in Bradenton, FL](https://shorepeakcredit.com/industries/construction/): Shorepeak Credit, a small-business funding service in Bradenton, Florida, explains construction business loans for Manatee County contractors: equipment finance, contractor and builder lines of credit, 1099 contractor loans, general contractor loans and the permit and draw records partners read, with county construction counts from the Census Bureau. - [Bradenton, FL Business Loans for Retail](https://shorepeakcredit.com/industries/retail/): Shorepeak Credit, a small-business funding service in Bradenton, Florida, explains business loans for retail in Manatee County: retail business loans and funding, liquor store and furniture store loans, retail trade loans and financing, and the records partners read, with county retail counts from the Census Bureau. - [Restaurant Loans for Bradenton, FL Restaurant Owners](https://shorepeakcredit.com/industries/restaurants/): Shorepeak Credit, a small-business funding service in Bradenton, Florida, explains restaurant loans for Manatee County owners: loans for restaurants, restaurant lenders, restaurant cash advances, and food truck loans, lenders and financing, with full-service and limited-service restaurant counts and payroll from the Census Bureau. - [Bradenton, FL Medical Practice Loans for Physician Practices](https://shorepeakcredit.com/industries/medical-practices/): Shorepeak Credit, a small-business funding service in Bradenton, Florida, explains medical practice loans for Manatee County physicians: physician practice and doctor practice loans, medical business and clinic loans, medical office loans, and the records partners read, with physician office counts and payroll from the Census Bureau. - [Salon Business Loans in Bradenton, FL](https://shorepeakcredit.com/industries/salons-and-barbershops/): Shorepeak Credit, a small-business funding service in Bradenton, Florida, explains salon business loans for Manatee County owners: nail salon financing and loans, beauty and hair salon loans, barbershop and barber shop loans, and salon financing, with salon, nail salon and barber shop counts from the Census Bureau. - [Dental Office Loans for Dentists in Bradenton, FL](https://shorepeakcredit.com/industries/dental-practices/): Shorepeak Credit, a small-business funding service in Bradenton, Florida, explains dental office loans for Manatee County dentists: dental practice loans, dental equipment loans, dental clinic and dentist practice loans, dental office financing and the records partners read, with dental practice counts and payroll from the Census Bureau. - [Gym Business Loans for Bradenton, FL Gym Owners](https://shorepeakcredit.com/industries/gyms-and-fitness-studios/): Shorepeak Credit, a small-business funding service in Bradenton, Florida, explains gym business loans for Manatee County owners: how to get a loan for a gym, gym loans and financing, gym equipment loans, gym setup costs and why a business loan differs from a personal loan, with fitness center counts from the Census Bureau. - [Bradenton, FL Landscaping Equipment Financing for Landscapers](https://shorepeakcredit.com/industries/landscaping/): Shorepeak Credit, a small-business funding service in Bradenton, Florida, explains landscaping equipment financing for Manatee County landscapers: financing landscaping equipment, landscape equipment loans, zero-turn financing, lawn care business loans and route purchases, with landscaping employer counts and payroll from the Census Bureau. - [Auto Repair Shop Loans in Bradenton, FL](https://shorepeakcredit.com/industries/auto-repair-shops/): Shorepeak Credit, a small-business funding service in Bradenton, Florida, explains auto repair shop loans for Manatee County owners: small business loans for auto repair shops, auto shop and auto body shop loans, mechanic shop financing, automotive shop loans and parts stock, with auto repair counts and payroll from the Census Bureau. - [Daycare Center Financing for Child Care Centers in Bradenton, FL](https://shorepeakcredit.com/industries/child-care-centers/): Shorepeak Credit, a small-business funding service in Bradenton, Florida, explains daycare center financing for Manatee County child care centers: daycare center commercial loans, daycare and childcare business loans, daycare loans and financing, and day care center funding, with child day care counts and payroll from the Census Bureau. - [Hotel Loans for Bradenton, FL Hotel and Motel Owners](https://shorepeakcredit.com/industries/hotels-and-motels/): Shorepeak Credit, a small-business funding service in Bradenton, Florida, explains hotel loans for Manatee County hotel and motel owners: hotel lenders, hotel and motel loans, motel financing, renovation and furniture, fixtures and equipment funding, and buying a motel business, with lodging counts and payroll from the Census Bureau. - [Bradenton, FL Clothing Store Business Loans for Owners](https://shorepeakcredit.com/industries/clothing-stores-and-boutiques/): Shorepeak Credit, a small-business funding service in Bradenton, Florida, explains clothing store business loans for Manatee County owners: clothing store financing, boutique business loans, small business loans for a boutique, and loans to buy inventory for a clothing boutique, with clothing store counts and payroll from the Census Bureau. - [Pharmacy Business Loans for Owners in Bradenton, FL](https://shorepeakcredit.com/industries/pharmacies/): Shorepeak Credit, a small-business funding service in Bradenton, Florida, explains pharmacy business loans for Manatee County owners: pharmacist loans, pharmacy loans and financing, loans to buy a pharmacy, pharmacy working capital and equipment financing, with health and personal care store counts and payroll from the Census Bureau. - [Grocery Store Business Loans for Owners in Bradenton, FL](https://shorepeakcredit.com/industries/grocery-stores/): Shorepeak Credit, a small-business funding service in Bradenton, Florida, explains grocery store business loans for Manatee County grocers: grocery store loans, grocery lines of credit, grocery store financing, the financial statements and requirements partners read, and how to get a loan for a grocery store, with grocery counts from the Census Bureau. ## Guides and calculators - [Bradenton, FL Business License, Permit and Funding Guides](https://shorepeakcredit.com/resources/): Shorepeak Credit, a small-business funding service in Bradenton, Florida, publishes guides for Manatee County owners: county and city business tax receipts, county zoning and city building permits, the types of business lenders in Florida, and a dental practice loan calculator, plus short answers on opening a business in Florida. - [Manatee County, FL and Bradenton, FL Business Tax Receipts: County, City and Renewal](https://shorepeakcredit.com/resources/manatee-county-and-bradenton-business-tax-receipts/): Shorepeak Credit, a small-business funding service in Bradenton, Florida, explains Manatee County and City of Bradenton business tax receipts: which office issues each, what an application may ask for, renewals, buying a business that already holds receipts, and why funding partners may check them. Every fee, date and rule is to be confirmed with the county or city that issues the receipt. - [Manatee County, FL Zoning and Bradenton, FL Building Permits Before a Build-Out](https://shorepeakcredit.com/resources/manatee-county-zoning-and-bradenton-building-permits/): Shorepeak Credit, a small-business funding service in Bradenton, Florida, explains Manatee County zoning and City of Bradenton building permits before a build-out: the zoning code and map, the zoning ordinance, the building department, building codes, permit records and how a funding partner reads them. Rules, fees and dates are to be confirmed with each office. - [Types of Business Lenders in Florida: Banks, Credit Unions and Online Lenders Compared for Bradenton, FL Owners](https://shorepeakcredit.com/resources/types-of-business-lenders-in-florida/): Shorepeak Credit, a small-business funding service in Bradenton, Florida, compares the types of business lenders a Florida owner meets: banks, credit unions, community development lenders, online lenders, equipment finance companies, factoring companies and merchant cash advance providers, with what each reviews and what to compare. No lender is named or ranked. - [Dental Practice Loan Calculator for Bradenton, FL Businesses](https://shorepeakcredit.com/resources/dental-practice-loan-calculator/): Shorepeak Credit, a small-business funding service in Bradenton, Florida, offers this dental practice loan calculator for Manatee County dentists: enter amount, annual rate and months to estimate the payment and total interest on a practice purchase, build-out or equipment loan. Rates come from partner offers, never from this page. ## Areas served - [Bradenton, FL Business Funding and Manatee County, FL Business Facts](https://shorepeakcredit.com/bradenton-fl/): Shorepeak Credit, a small-business funding service in Bradenton, Florida, publishes this page of Manatee County business figures: employer and nonemployer counts, size classes, leading sectors, ZIP 34205, self-employment and building permits from the Census Bureau, plus the types of lenders serving the city and notes on buying a business or a restaurant. - [Manatee County, FL Business Funding: Communities We Serve](https://shorepeakcredit.com/service-areas/): Shorepeak Credit, a small-business funding service in Bradenton, Florida, takes requests from across Manatee County by phone and online form. This page notes nearby communities with ZIP-labeled Census counts, explains why figures for other counties are kept separate, and answers Florida business license and registration questions. ## Company - [Small Business Loans in Bradenton, FL: Working Capital, Credit Lines and Equipment Funding](https://shorepeakcredit.com/): Bradenton, Florida is home base for Shorepeak Credit, a funding service for small businesses. It takes requests by phone and through an online form, sorts each one by the bill the money must cover, and matches it with funding partners who review it and decide for themselves. Six funding shapes are covered, from working capital to equipment financing. - [How to Get a Business Loan in Bradenton, FL, From First Call to Offer](https://shorepeakcredit.com/how-it-works/): Shorepeak Credit, a small-business funding service in Bradenton, Florida, sets out how a funding request moves: first call, narrowing the funding shapes, partner review and your decision. The page lists the documents partners read, explains how bank statements and credit are weighed, and notes the local records a partner may check. - [Business Loan FAQ for Bradenton, FL](https://shorepeakcredit.com/faq/): Shorepeak Credit, a small-business funding service in Bradenton, Florida, answers owner questions on business funding: paying yourself from a loan, whether an LLC can borrow, early payoff, equipment and taxes, how equipment financing is structured, approval timing and cash advances. Tax and legal points are flagged for professional advice. - [Shorepeak Credit, Business Funding for Bradenton, FL and Manatee County, FL](https://shorepeakcredit.com/about/): Shorepeak Credit operates as a small-business funding service out of Bradenton, Florida. It takes requests by phone and through an online form, sorts each by the bill it must cover, and matches it with funding partners who make their own decisions. This page covers how the service works, what business loans pay for and how to reach the company. - [Call Shorepeak Credit About Business Funding in Bradenton, FL](https://shorepeakcredit.com/contact/): Shorepeak Credit, a Bradenton, Florida small-business funding service, answers by phone and through its online request form. This page gives the phone number and listed location, explains how hard business funding can be to get in Florida and why, and covers how an LLC and a larger request are reviewed. - [Begin a Business Funding Application in Bradenton, FL](https://shorepeakcredit.com/apply/): Shorepeak Credit, a Bradenton, Florida small-business funding service, accepts requests through the form on this page or over the phone. The form asks for full name, phone, email, a company name if any, and three range picks, and ends with a required consent box. This page explains each field and the documents a partner may request later. - [Bradenton, FL Funding Requests: Disclosures](https://shorepeakcredit.com/disclosures/): Shorepeak Credit, a small-business funding service in Bradenton, Florida, sets out its role here: it is a funding broker that matches requests with partners and does not fund them itself. Each partner reviews a request and decides. The page also explains merchant cash advances, what details are passed on and what to check before signing. ## Optional - [Full text of every page](https://shorepeakcredit.com/llms-full.txt): plain-text version of the site for AI assistants - [Sitemap](https://shorepeakcredit.com/sitemap.xml)